Showing posts with label student loans. Show all posts
Showing posts with label student loans. Show all posts

Wednesday, September 20, 2017

After yesterday, this is what I know.


Yesterday I was on and off the phone from 8 am to 3 pm. Nerve wracking doesn't even begin to cover it and I was so very relieved when I was finished and could retreat to my corner of the sofa and just breathe.

On the doctor front. The doctor my insurance assigned me didn't actually take my insurance any more. So I called my insurance to see where to go from there. The woman I spoke with was not only nice, but she went down a long list of providers for me and called them herself instead of just throwing a bunch of names and numbers at me. There were several that did take my insurance but they didn't have any openings until November or even January. But, luckily we found a doctor who not only took my insurance and had openings as soon as today, but I know her. She's Amanda's doctor. I had completely forgotten about her as a possibility. 

I saw her today. My blood pressure was really high- go figure. She wanted to talk about nutrition, because I'm fat, but she didn't fat shame me in the least. Instead she asked me what I ate yesterday and when I told her, her eyebrows went up. She said I wasn't eating enough to function and while I was eating mostly good stuff, it just wasn't enough. But since the hysterectomy, I'm not as hungry any more. I have always been a grazer during the day anyway, with a decent meal for dinner. Meh. She also wants me drinking 200 oz of water a day. Uh huh, we'll see about that, I get over 84 oz and I start feeling like I want to puke. And she wants me to take more Vitamin D and C and cut the melatonin down when I do take it. I forgot to talk to her about my thyroid. 

Back to yesterday's calls. 
I remembered that I needed to talk to the student loan people. So I called them and got put on an income based payment plan. I jut had to print, fill out, and sign some paperwork and I need to mail it off today. 

I also did my food stamp review, spent forever on the phone only to have some guy tell me I had to do it online. Then I filled out the HEM review paperwork- have to mail that off today too. And I left a message for my case manager at DSHS. She was out sick, apparently, some guy called me back to tell me, basically nothing helpful. 

I tried to call Rachel's landlord. He picked up but didn't say anything. Since he didn't say anything and there was a lot of noise I'm assuming he thought he had silenced his phone? I don't know. I am going to try calling him on Amanda's phone or make her call him. 

I made an appointment for the car to get looked at and fixed. I took it into the shop today.

I also called our apartment complex's office and left a message (because they never pick up the phone, ever), to ask exactly what it was they need about Amanda's 401k. I told them we were getting married next month and that they can talk to me since she's at work all the time and can't get into deal with them. I also asked them if there was anything else whatsoever that they needed. 

Well, apparently, Amanda called the on her break or lunch break because they called her again. They told her that we missed our lease signing appointment. WHAT APPOINTMENT?! Oh hell no! We never had a fucking appointment. The last meeting I had with the office, the woman I dealt with told me they would be signing leases on the WEEK of the 18th. They never gave us a time or day. I even wrote it in my planner, right in front of her. She told me they would work with Amanda's work schedule. Then on top of that, when I went out for a cigarette break last week (because yes, I broke down while stressed to smoke a little), I noticed that everyone else's doors had a notice on them but ours did not. So, I got up close enough to read the one on my neighbor's door. It was talking about lease signing. Nervous, I started to wonder why we didn't get one. I thought, on the upside, that it was because they had already told us when the lease signings were, but the more I thought about it, the more I started to get a little paranoid and worried. Why did everyone else get a reminder notice but we didn't? I mean everyone, I checked.

So that bull shit aside, Amanda got an appointment time with them this weekend wherein she will give them whatever it is they need. But I am pretty sure that they really are trying to find a way to kick us out. I'm pretty sure they are going to say her 401k is income and that will put us over the limit. 

That being said, I also spent some time calling mortgage lenders. I did get to talk with one and gave him some information. He had to pull our credit but sent an e-mil back to me today saying that we'll have to do this using Amanda's credit, mind isn't high enough, but it looks good. The next step is to get approved for a loan. So we now have the ball in the beginning stages of rolling as far as buying a house goes. I just have to e-mail him back, but I thought I would wait until Amanda got home so we could talk in person, instead of via her work e-mail.  

Apart from that, I need to get legal sized envelopes so I can mail my student loan stuff and we are having dinner at Rachel's tonight. But I think we are cooking? I'm not sure what's going on with dinner. I need to make bread though. The sourdough and pumpkin. I don't really feel up to it today. Oh, laundry. I need to do that. 

I suppose I should go find something to eat, since I've only had a small salad, three cups of coffee, and a cup of lemon ginger tea today. Cheese quesadilla, that sounds nice and won't make much of a mess.   

Thursday, July 13, 2017

Territory, Warm Mochi, and Shit!

Don't fuck with my friends!

Mostly people, if they are paying attention, can pick up that I am territorial. I'm territorial of my space, sometimes my time, and most certainly of my family and loved ones. I can be territorial of my friends too, but mostly, I'm super protective and that's not something I share often, because as Fiona remarked once, I can get really intense. Of course, I don't think Fiona has ever had someone get really fucking angry over how certain people in her life treat her. 

So, while I have been helping Rachel with her kettle corn stand at the farmer's markets, I've done a lot of people watching. People are so fucking snooty and rude. Yesterday some woman gave Rachel a dirty look and she said something to me about it. I was in the middle of eating my lunch of mushroom, carrots, the apple cinnamon oatmeal cup thing I made, and one Mochi. Mochi is a Japanese sweet treat made of rice flower and sweet red bead curd in the middle. Since it was warm out, so too was the Mochi. Anyway, I asked Rachel if she wanted me to go throw my Mochi at the woman. I told her I couldn't guarantee that I'd actually hit her, but I'd give it my best shot. She thought that was funny. But I was hot, tired, aching, and had run through most of my "nice, pleasant, polite, sweetness" that I generally endeavor to operate on. Point of fact, put me out in summer heat, in mostly direct, bright sunlight, lots of noise, screaming/ whining children, and barking dogs, then add rude people into that, and I start getting cranky. Mostly it's the heat and sunlight. I hate being hot and I have a sensitivity to light plus the stupid sun allergy and no that's not me simply being Goth and Vampire centric. That's me being cranky and pissed that someone was giving my friend a dirty look.

I had another moment of that today while I was covering another farmer's market for Rachel. She had something she had to do today so she prepopped or me last night and dropped me and the stuff off today. Well, an old man was bitching and actually said he was going to have to get after Rachel for there being burnt kernels of kettle corn in every bag he picked up. Okay, no. The kernels weren't burnt. They were barely brown and if he really had a problem with it, I would have happily handed his money back to him. It wasn't really what he said, it was how he said it. But since this is Rachel's business, I plastered a smile on my face and mentally punched him. 

As the afternoon wore on, I ended up taking out the notebook in my purse and started working on scenarios in which I worked the snoots into a story idea in which they met a grisly end or unfavorable fate. It was a great way to vent my frustration and pass the time. The market was slow. Really slow. Slow enough that I was able to read 30 pages in novel, people watch, and write short bits.

The really shit parts of my day consisted of listening to my Dad vent about my Mom and knowing exactly how he feels and at the same time knowing that on some level my Mom can't help some of it. Still, when you are there, dealing with it, it gets very overwhelming.  Then I got a letter in the mail about my student loans informing me that I have to pay a portion or all of the interest by July 31st and I just got them deffered because I can't pay them at the moment. I haven't had a chance to read the letter in detail, I just skimmed through it. And I got a big packet from them too, which makes me nervous. I am still having pains in my stomach around the surgery incisions. Surely I should be completely healed up in that department by now.

On a happier note I got to cuddle with Thorin for quite a while this morning. He was by the door when I got home too.  Tomorrow I am going to do some stuff for me while I recuperate from the last two days. I was thinking about setting up on the sofa to watch anime and cuddle with the cats. I thought about keeping the curtains closed and turning the air conditioner down to about 65 so I could curl up with a soft blanket and pillows too. I have Green Tea ice cream and Sangria sorbet for treats if I want something sweet. Oh and I made bread the other night, so I can make grilled cheese and tomato soup for lunch!